How much time do I have to plan for a bank online loan?

Those who opt for an online credit from Cream Bank can be happy. Because Cream Bank’s online credit is one of the fastest in Germany. A credit rating is carried out and the result is evaluated directly during the phase of filling out the application forms on the Internet.

Of course, the details will be checked again after sending the request, but this happens so quickly that the Cream Bank online credit can be approved on average within a week.

Easy application – quick processing

Easy application - quick processing

Anyone who wants to fill out the application will encounter almost no problems. With just a few clicks and details, a complete application for an online loan can be completed within 10 minutes. The details required for this include:

  • Proof of income
  • Number of borrowers
  • Private situation
  • Loan amount
  • desired repayment
  • Desired coverage and insurance

If you have the right data here, you can fill out the application directly, print it out and send it to Cream Bank online in no time. It is also positive that Cream Bank provides detailed information and tools for completing the forms directly. This includes leaflets and other information material on the respective services selected, but also practical input aids and other aids.

Print out, send and wait for approval

Print out, send and wait for approval

Once the forms have been completed, they only have to be sent to Cream Bank with a click of the mouse. For security, they can also be printed out again. A confirmation email will then be sent to the specified email address and the prepared contract documents will be sent to the specified postal address within a few days. These must then be sent to Cream Bank using the Post-Ident procedure or handed in personally to one of the branches.

From this point in time, the loan can theoretically be approved, but here is a separate message about the final approval of the chosen loan. This phase naturally takes a little longer, but those who react quickly can expect approval within one to two weeks.

If the loan has been approved, the loan amount itself is transferred to the specified account with the written approval and is available there. However, it is also possible to have the amount paid out later, especially for car loans with delayed delivery of the motor vehicle and thus later payment obligations, this option is an interesting option.